5 Best Mortgage Brokers in Liverpool Who’ll Help You Secure Your Dream Home
Finding a reliable mortgage in Merseyside can feel overwhelming, especially with fluctuating interest rates and complex lending requirements.
First-time buyers needing deposit advice, self-employed workers with variable incomes, and landlords expanding property portfolios all require clear guidance.
That’s why I researched local industry leaders to highlight the best mortgage brokers in Liverpool. Partnering with experienced conveyancing solicitors and local specialists helps simplify every step of your property journey.
The top mortgage advisors featured below deliver tailored options, competitive loan deals, and stress-free application support.
How much does a mortgage broker cost in Liverpool?
Mortgage broker fees in Liverpool range from fee-free (£0) up to a typical flat fee of £495 to £640, depending on the advisor and the complexity of your application.
| Pricing Structure | Typical Cost |
| Fee-Free Model | £0 (Broker earns commission from the lender) |
| Fixed or Flat Fee Model | £295 – £640 per application |
| Percentage-Based Model | 0.3% – 1% of the total loan amount |
1. Mark Carney Mortgage Services
Website: https://markcarneymortgages.co.uk/
Address: 28 Palmerston Drive
Contact: [email protected] | 0772 987 6001
Hours: Monday – Sunday: 08:00 – 20:00; Bank Holidays: Closed
Navigating competitive loan rates gets much easier when you work with an advisor who brings over two decades of financial services expertise to the table.
Mark Carney, a whole-of-market mortgage and equity release adviser, provides access to thousands of mortgage products, allowing him to match clients with tailored options across a wide range of lenders.
When I spoke directly to Mark during a quick phone consultation, his clear breakdown of lending criteria made the entire application process feel completely straightforward.
Plus, he provides dedicated support for first-time buyers, remortgaging homeowners, and individuals navigating poor credit histories.
His flexible schedule runs from 8:00 AM to 8:00 PM every day of the week, offering convenient face-to-face, phone, or video appointments.
The only minor drawback is that the office is closed on bank holidays, though his extended weekly hours easily compensate for it.
Customer Reviews
Clear Mortgage Advice and Money-Saving Support
Mark has once again helped us get the best deal for our mortgage. He explains everything in a clear way so it’s easy to understand, sorts everything out so you don’t have to and best of all helped us save money!
- Niall Cooke | Google Review
Professional, Responsive and Friendly Mortgage Service
If you’re looking for a mortgage broker then I would recommend Mark Carney. Start to finish he was professional and throughout the whole process kept me up to speed. I wanted someone local and I could relate to and Mark fitted the bill. I have future plans around property and know I’ll be using Mark again soon. As well as being professional Mark also had a friendly manner. He is a highly responsive individual on all levels which for myself is key in business.
- James Graham | Google Review
2. J & M Green Mortgage Services Ltd
Website: https://www.gmsltd.co.uk/
Address: 13 Allerton Rd, Mossley Hill
Contact: [email protected] | 0151 230 0909
Hours: Monday – Sunday: 09:00 – 19:00
Borrowers seeking comprehensive guidance often prefer established family-run practices with deep roots in the community.
J & M Green Mortgage Services Ltd brings together an eight-person advising team with over 170 years of collective industry experience across two decades of business.
Their cradle-to-grave service manages everything from initial offer negotiations to submitting applications, coordinating with property professionals, and arranging relevant insurance policies.
They maintain broad market access across more than 90 high-street banks and specialist lenders to find options that standard comparison sites miss.
On top of that, advisers offer evening, weekend, and out-of-hours support to accommodate busy working schedules.
However, clients should keep in mind that a typical advice fee of £495 applies once a full mortgage offer is secured.
Customer Reviews
Exceptional Support During a Difficult Mortgage Process
Martin has been an absolute lifesaver for our family. He guided us through a very difficult time with patience, professionalism, and genuine care. Not only did he help us secure the best possible mortgage, but he also provided clear evidence and support for my legal case, going above and beyond what any broker would normally do. His advice was always honest and tailored to our needs, and he made a stressful process so much easier. I can’t thank Martin enough and would highly recommend him to anyone looking for a mortgage advisor who truly cares about his clients.
- Diana Naydenova | Google Review
First-Time Buyer Guidance That Goes Above and Beyond
If you are thinking about buying a house and looking for a mortgage broker, pick this one! Martin went over and above for us when buying our first home. He made a potentially very daunting process so much more comfortable by explaining everything throughout and was consistently positive and solutions-focused. He was always easy to contact and is easily the best choice we made during this process. Thanks so much for all your help!
- Rhiannon Murphy Jones | Google Review
3. Liverpool Mortgage Solutions Ltd
Website: https://www.liverpoolmortgagesolutions.com/
Address: 2b Grove Street, Wavertree
Contact: 0151 322 2079 | [email protected]
Hours: Available 24/7
Complex income structures require specialised handling, which is precisely where Liverpool Mortgage Solutions Ltd shines.
Led by director John Arrowsmith, who has over 19 years of mortgage industry experience, this company searches a wide panel of lenders to deliver impartial advice.
Their advisors provide tailored support for self-employed applicants, first-time buyers, older borrowers, and people managing credit issues.
Partnering with established law firms alongside their team can further smooth out the legal details of your property purchase.
A friend of mine who works as a freelance contractor recommended them after securing a rate that other lenders missed. And she loved that consultations are available 24/7 through office visits, home appointments, phone calls, or email.
The primary downside to consider is their broker fee, which averages around £395 depending on your circumstances.
Customer Reviews
Reliable and Efficient Mortgage Support from Start to Finish
John was absolutely fantastic from start to finish. He was reliable, friendly, efficient and fast. He explained everything clearly and did a great job. I will be recommending him to anyone who needs a mortgage broker.
- Sara Cassidy | Google Review
Helpful Guidance for First-Time Homebuyers
John was extremely helpful with us securing our mortgage. We are first time buyers and he answered any of our questions. He was timely in anything we needed and I will definitely be going back to him in the future.
- Hayley Davidson | Google Review
4. Central 67 Mortgages Ltd.
Website: https://central67.co.uk/
Address: 144 Queens Drive, L15 6XX
Contact: 0151 309 3750 | WhatsApp
Hours: Monday – Friday: 09:00 – 18:00; Saturday: 10:00 – 16:00; Sunday: Closed
Finding a mortgage partner who takes a human, family-centric approach can make a huge difference during stressful property transactions.
Central 67 Mortgages focuses on transparent recommendations tailored to household goals, simplifying complex jargon for first-time buyers and home movers alike.
The team manages the entire mortgage journey from initial consultation through to final completion. They also offer vital protection products like income protection and critical illness cover.
I like that their advisors search thousands of products across diverse lenders, securing exclusive deals not found on public comparison sites.
On the flip side, their mortgage advice fees range between £99 and £598 based on complexity, meaning borrowers should clarify exact charges upfront.
Customer Reviews
Stress-Free and Supportive Mortgage Assistance
Hugo has been fantastic to work with as our mortgage broker. He’s been incredibly supportive throughout the process, always responding quickly and calmly to any questions we had. He’s taken the stress and confusion out of what would otherwise have been a long and complicated process. I’d highly recommend him to anyone looking for a reliable and professional mortgage broker. Will definitely be using him again when it comes to remortgaging or getting a new mortgage.
- Sam Elliott | Google Review
Successful Remortgage Despite Application Challenges
I had the pleasure of having Hugo arrange a remortgage for me on a Refinance after some refurb work. He was brilliant throughout, nothing was too much trouble. I made and error and gave him some misinformation which affected my application….It wasn’t a problem, Hugo just worked around it and succeeded elsewhere. He has a brilliant telephone manner and you feel you have gained a mate not just a mortgage broker. Would I use Him again? 100%
- Tom Benson | Google Review
5. AL Mortgage Solutions Allerton
Website: https://almortgagesolutions.co.uk/
Address: 80 Allerton Rd
Contact: 0151 317 7789 | 0741 256 3920 | [email protected]
Hours: Monday – Friday: 09:00 – 18:00; Saturday: 09:00 – 16:00; Sunday: Closed
Direct, personal contact throughout a transaction brings immense peace of mind to buyers navigating tight property deadlines.
Director Alex Leppert brings 17 years of financial services experience to AL Mortgage Solutions Allerton, leveraging his corporate background to guide clients smoothly.
Through membership in the PRIMIS network, the practice unlocks market-leading exclusive deals that remain unavailable through general channels.
And I love that each client works with a dedicated broker who oversees the application and manages insurance solutions like life and critical illness cover.
But a key detail to consider is that their fee, typically £349 for purchases, is payable at the application stage, meaning you pay before a formal mortgage offer is officially secured.
Customer Reviews
Outstanding First-Time Buyer Support and Better Mortgage Rate
We’ve had an outstanding experience with AL Mortgage solutions and can’t recommend them highly enough. As first-time buyers, we had plenty of questions, and the team supported us every step of the way with clear, helpful advice. A special mention goes to Emily and Beth, who went above and beyond throughout the process. Emily even secured us a better mortgage rate just before we were due to exchange, which made a huge difference. If you’re looking for a reliable and knowledgeable mortgage broker, then you’ll be in excellent hands with AL Mortgage solutions.
- Sarah Maddock | Google Review
Effortless Mortgage Approval with Clear Expert Advice
I used Alex this year as my mortgage broker after being recommended to him. From the first meeting through to having my mortgage approved was effortless. Alex explained everything expertly which made it easier to understand. Alex and his staff members were also easy to get hold of and responded to my queries, whether by email or phone, quickly and efficiently. I would definitely recommend AL Mortgage Solutions to anyone looking at getting a mortgage.
- Paul O’Hagan | Google Review