The 5 best financial advisors in Manchester who can help make your money work smarter
When I first started thinking about my finances, I realised that juggling savings, pensions, and future plans felt more confusing than my actual job. I wasn’t sure if I was making the right choices.
That’s when it hit me—sometimes it’s smarter to bring someone who knows the money game.
Once I came to that realisation, my team was more than happy to dig deep into the best financial advisors in Manchester. You could say they’re also invested (no pun intended) in having the right people on their side when it comes to money matters.
Here’s a list of the ones we thought were worth checking out.
| How much do financial advisors charge for their services in Manchester? Financial advisors in Manchester usually charge £75–£350 per hour, or £500–£5,000 for a one-off plan. Ongoing management is usually 0.5–1% of assets, with a 2–3% setup fee. Some firms instead offer fixed annual packages. |
1. Money & Mortgages UK LLP
Address: Dalton Place, John Dalton St
Phone: +44 161 505 0601
Business hours:
- Monday to Friday: 9 AM – 5 PM
- Saturday to Sunday: Closed
Money & Mortgages UK LLP has over 20 years of experience and a team of highly qualified professionals, including Chartered Financial Planners. Their expertise is hard to find elsewhere.
They help with mortgages, including tricky cases like self-employed applicants or those needing extra borrowing. We love how they guide their clients through the whole process, from the first inquiry to the mortgage completion.
Their investment and pension advice is also impressive. Using cashflow modelling, they show clients different financial scenarios. It makes planning for retirement much clearer.
Insurance and equity release advice is handled carefully too. The team explains options like life insurance, critical illness cover, and later-life financial decisions in simple terms.
One of their team members, Jade, for example, helps clients get home insurance set up alongside their move. It showed how attentive they are to small but important details.
We’ve also heard that other team members, like Stephen, are available outside normal office hours. They also follow up after completion to make sure clients have everything they need.
The only downside is that, because they’re highly qualified, their services can feel a bit premium for some clients.
I can’t speak highly enough of the team there
“Money & Mortgages are fantastic to deal with. They have provided me with mortgage advice, insurance and pensions for over twenty years. I can’t speak highly enough of the team there, and I highly recommend them.”
Mike Mulligan, Google review
We received prompt and friendly responses to every issue we raised
“This company provided a highly professional and personal service dealing with my complicated financial situation. We also received prompt and friendly responses to every issue we raised. My final mortgage offer was extremely competitive and completed within a short period of time.”
Richard Cockburn, Google review
2. Athelis Financial
Address: 4th Floor, 3 Hardman Square
Phone: +44 161 327 4547
Business hours:
- Monday to Friday: 9 AM – 5:30 PM
- Saturday to Sunday: Closed
It’s impressive how broad Athelis Financial’s advice covers. Besides investments, they also cover retirement, insurance, mortgages, and even equity release.
The real strength is how they link all these areas together so it works as one clear financial plan.
Their mortgage advice is a good example of this. Instead of treating it separately, they align property finance with overall goals. This helps clients avoid bigger risks like repayment problems later on.
A lot of credit seems to go to Callum Hassan, who leads the firm under St. James’s Place Wealth Management. We think this partnership gives clients both the security of a well-established institution while keeping the personal attention of a smaller team.
We’ve heard from clients how Callum is proactive with annual reviews, explains options clearly, and is available when circumstances change. Several clients even mentioned seeing steady growth in their investments.
The main limitation we could see is their preference for face-to-face meetings. While this personal approach can build trust, it may feel less convenient for those who want the flexibility of virtual consultations.
We really appreciate his support
“Callum always contacts us for an annual review and answers any questions we have clearly. He has always given us enough information to enable us to make informed decisions. He is friendly and very professional. We really appreciate his support.”
Jane Creswell, Google review
I feel a lot more confident about my finances now
“Chantel has been great to work with! She really knows her stuff and always gives me clear, practical advice for my pensions and investments. She’s easy to talk to, super responsive, and make the whole process less stressful. I feel a lot more confident about my finances now. Thank you!”
Lorraine, Google review
3. Wetherall’s
Address: 70 Spring Gardens
Phone: +44 161 823 7390
Business hours:
- Monday to Friday: 9 AM – 5 PM
- Saturday to Sunday: Closed
What made Wetherall’s stand out for us is how they’ve made a conscious decision to stay independent and family-run.
They aren’t pressured by big companies to sell certain products. Their advice is really based only on what’s best for the client.
With more than 30 years of experience, their focus has always been on helping business owners, executives, and professionals manage their wealth.
They regularly review portfolios, monitor performance, and make adjustments when needed. Clients often say they feel supported and up to date, which helps take a lot of the stress.
Based on our conversations with clients, we felt how approachable their team is. They really learn about a client’s family situation and retirement goals, so the advice is personal.
Because they only work with a limited number of households, clients get plenty of attention. The idea is to build long-term relationships with people who share the same values, which we think is very thoughtful.
The trade-off is that it isn’t easy to become their client. They’re selective about who they work with and prefer people interested in a long-term partnership. So if you only want one-off guidance, they may not be the best fit.
The team are highly professional and efficient
“James and the team are first-class advisers. I have been with James for over 15 years, and in a market where stories of poor advice, excessive charges and bad practice abound, I can safely say that none of those describe the experience at Wetheralls. The team are highly professional and efficient, always has time for their clients and advises rather than ‘sells’. As a result, you always feel comfortable that the financial decisions you are making are the best ones for you. Would recommend without hesitation.”
Toby Williamson, Google review
They have really taken great care of us, and the plan is working well
“I’ve never been particularly interested in financial matters, but my husband insisted that I join him to meet with the Wetherall’s team a few years ago when we chose them to help us with our financial planning, and although I hate to admit it, I am pleased to say that for once he was right! James, Kate and Delphine are wonderful to work with, and make the topic of financial planning a lot more understandable and interesting than I had thought possible. They took the time to get to know us, our family, as well as our financial status and ambitions, and they then set about working closely with us on a plan to get our finances in good order and ready for our future retirement. They have really taken great care of us, and the plan is working well. I highly recommend working with this excellent team!”
Pam Grundy, Google review
4. Eadon & Co Ltd
Address: 100 Barbirolli Square
Phone: +44 161 711 1373
Business hours:
- Monday to Friday: 9 AM – 5 PM
- Saturday to Sunday: Closed
Eadon & Co Ltd really put in the effort to make financial planning less confusing. A lot of their advisors talk to their clients in a simple, jargon-free way.
People told us they leave meetings feeling like they finally understood their choices rather than being buried under complicated terms.
It’s also a major plus that they’re independent and FCA-regulated. This means they’re not tied to pushing products from a single provider. That gives them the freedom to look at the whole market and recommend what actually suits a client’s needs.
Pensions and retirement planning in particular seem to be their strongest area. They explain why one option might work better than another, how different risks play out over time, and what that means for everyday life after retirement.
We also liked how they use technology to keep clients involved. People can track progress and stay informed throughout the process through their portal.
Compared to some of their competitors, though, their fees are slightly higher. It’s not overpriced, and you do get a good value. But if keeping costs down is your priority, you may want to compare a few options.
Everything was explained to me very clearly up front
“Impeccable customer service, very friendly, helpful, knowledgeable and professional team of people. Everything was explained to me very clearly up front, and there’s no obligation or pressure. The emphasis is always on what is the right thing for the client. The transfer of my pensions was seamless. The onboarding and follow-up were very efficient, and I’m excited to start seeing my pension working for me. Thank you.”
Paul Johnson, Google review
Absolutely superb and a great company to work with
“The whole team made the transition of my capital extremely easy and very straightforward, from the initial calls to the end result! If I could rate them 11 out of 10, I would, absolutely superb and a great company to work with, I wish other companies would take a leaf out of their book, and perform half as good as Eadon & Co Ltd, life would be much simpler. Well done, everyone!”
Rich Barrett, Google review
5. Prestfield Wealth Management
Address: Lowry Mill, Lees St, Swinton, Pendlebury
Phone: +44 161 507 3398
Business hours:
- Monday to Friday: 9:30 AM – 5:30 PM
- Saturday to Sunday: Closed
When our team looked into Prestfield Wealth Management, we noticed how much they focus on building relationships.
People mentioned that the firm’s advisors (specifically Vinny, Dan, and Elwyn) explained things step by step. They check in after meetings, and even follow up weeks later to make sure everything was going smoothly.
They’re good at simplifying complicated situations. For example, a client had several pensions from different jobs and didn’t know what to do with them.
Instead of lumping them together, they created a proper plan that tied those pensions to long-term goals.
They’re also approachable. Clients said emails and calls get answered quickly. Even when it comes to tools like the Flagstone platform, they guide clients through the setup and check back later to make sure everything’s running smoothly.
You have to remember that Prestfield is linked with St. James‘s Place Wealth Management. The good side is that their advice is FCA-regulated and backed by a wide range of investment products.
However, they can only offer St. James’s Place’s products. It may feel safe and straightforward for some, but also limiting for those who prefer fully independent advice.
I cannot speak highly enough about the team at Prestfield Wealth Management
“I cannot speak highly enough about the team at Prestfield Wealth Management. My partner and I have accumulated several pensions over the years. It was hard to keep track of everything, but Vinny, Dan and the Team have done a fantastic job of pulling everything together and putting a financial plan in place for the future. Really friendly and approachable. Would highly recommend.”
Jason McAuley, Google review
Straight talking and honest individuals who have your interests at heart
“Nothing but positive. The team at Prestfield Wealth Management put together a trust for my children and an ISA for myself. Their knowledge and understanding of the financial world and people’s differing situations is second to none. Communication pre- and post-product set-up was and continues to be fantastic. Straight talking and honest individuals who have your interests at heart. What more could you ask for?”
David Woo, Google review