The 5 best mortgage brokers in London who’ll guide you home
It can be hard to buy a house in London. I still remember all the paperwork, the confusing terms, and the sleepless nights I spent worrying if I had picked the right lender.
That experience taught me that the right broker is not only helpful but also necessary. A reliable broker can save you time, stress, and thousands of pounds, whether you’re buying your first home or investing.
To help you get started, I asked the rest of my Smart Brit team to help me put together a list of some of London’s best mortgage brokers who can walk you through the process with ease.
How much do mortgage brokers charge in London?
Most mortgage brokers in London usually don’t charge clients directly, as lenders pay them a commission. If fees apply, they’re typically £395–£495, while complex cases may cost £50–£1,000+.
1. AS Financial Central London Mortgage Broker
Address: 10-16, Elm St, WC1X 0BJ
Phone: +44 20 3301 6690
Business hours:
- Monday – Friday: 9 AM – 6 PM
- Saturday – Sunday: Closed
AS Financial is a well-known mortgage lender in London for being open and giving personalised advice.
They work with more than 90 lenders, including both high-street banks and specialists. This gives first-time buyers, contractors, and anyone else who is remortgaging a lot of choice.
Clients we talked to praised the advisers for being friendly and patient, which is great when you’re dealing with something as stressful as a mortgage. They also provide protection insurance, making them a more complete service provider.
On the downside, some clients find the process slower than digital-only brokers, and fees aren’t always clear upfront.
Smooth and stress-free home-buying support
“Chris and Terrance are exceptional mortgage brokers. We are genuinely thankful for the immense help that Terrance and Chris offered us. They certainly deserve another Oscar for being top brokers! They achieve what others fail to do.
I spoke to more than 10 different brokers, and none of them were successful. You both are the best!”
– Kamran A., Google Review
2. City Mortgage Solutions LTD
Address: 6 Bevis Marks, EC3A 7BA
Phone: 020 7481 3736
Business hours:
- Monday – Friday: 8:30 AM – 6 PM
- Saturday – Sunday: Closed
With more than 15 years of experience and a team of more than 30 advisers, we believe City Mortgage Solutions LTD is a great choice for anyone looking for a mortgage in London.
They offer a wide range of mortgage options for first-time buyers, landlords, and businesses. For instance, they provide fixed-rate mortgages for those who prefer certainty.
There’s also capped-rate mortgages, which limit the rate’s potential increase. This offers security with some flexibility. Meanwhile, tracker mortgages follow the Bank of England’s base rate, which can help you save when rates drop.
Based on what clients have said, advisers like Ganga, Stuart, and Zoe go above and beyond. They give clear advice, keep clients up to date, and offer real support during what can be a stressful process.
That said, we found their standard broker fee of £595 to be higher than that of some competitors.
Dependable advice for mortgages and protection
“We’ve been using City Mortgage Solutions for years, both for our mortgage/remortgage and most recently for our relative life/critical illness covers, and cannot recommend them enough.
They take so much care to understand their clients’ needs and to tailor a solution that works best. They are very friendly and personable and make every effort to answer any questions promptly.”
– Marilena S., Google review
3. Mojo Mortgages
Address: The Cooperage, 5 Copper Row
Phone: +44 333 123 0012
Business hours:
- Monday – Thursday: 8 AM – 8 PM
- Friday: 8 AM – 5 PM
- Saturday: 8 AM – 4 PM
- Sunday: Closed
Mojo Mortgaged is a free online platform that connects you with 60+ experienced mortgage advisers. The process is fast, letting users share their mortgage goals and book consultations, including evenings and weekends.
We appreciate that they provide access to thousands of mortgage deals from over 70 lenders, which helps you find the best solution for your specific needs.
Their tools, like mortgage calculators and rate checkers, are also useful for planning.
Customers often praise the team for providing clear guidance and regular updates, which simplifies the mortgage process.
The only complaint we’ve heard is that the advice can feel too general, especially in more complex mortgage situations.
And since everything is done online, it might not feel personal for people who want to talk to someone in person.
Great service with clear guidance
“Connor at Mojo was a pleasure to deal with and, after getting to know my position, explained the options very clearly. He guided me through the process very well with regular updates through messages or calls. Great service.”
– Vijay P., Google review
4. Alexander Hall West End Mortgage Broker HQ
Address: 137-144 High Holborn
Phone: +44 800 038 3736
Business hours:
Monday – Thursday: 8 AM – 8 PM
Friday: 8 AM – 5 PM
Saturday – Sunday: Closed
After doing some research on Alexander Hall in London’s West End, it’s easy to see why they have such a good reputation.
We’ve heard a lot of great things about their team of advisers. Many shared that they’re easy to talk to, very knowledgeable about mortgages, and really care about getting the right one for each client.
They offer customised solutions that make you feel like you’re getting something special, whether you’re a first-time buyer or an experienced landlord.
We were especially impressed by their flexibility. They seem to be able to fit into any schedule, whether you want to meet in person at one of their branches, talk on the phone, or have online consultations
Another great thing about them is that they can get exclusive deals from big lenders and smaller niche providers. This gives clients more choices than most other brokers in London.
That said, some clients mentioned that turnaround time can be longer, likely due to high demand for their services.
Ross went above and beyond to secure our mortgage
“We were supported by Ross Walters to secure a mortgage for our first home. From the introductory call, Ross couldn’t have been more attentive and supportive, spending lots of time explaining the process to us and how he would help.
He was genuine, honest and incredibly kind, and honestly couldn’t have done more for us.
We went with Alexander Hall because we were looking for a company with expertise in securing mortgages on ex-council, high-rise, non-standard construction properties and we were not disappointed.
When the first application was unsuccessful, Ross did all he could to make it work with the second, being in regular contact and providing us with updates all along the way. He went above and beyond, engaging directly with the agent to get exactly what was required by the lender to secure the mortgage.
Thank you so much Ross!”
– Olivia F., Google review
5. StrideUp
Address: 30 Golden Square
Phone: +44 20 465 3646
Business hours:
Monday – Friday: 9 AM – 5:30 PM
Saturday – Sunday: Closed
When we looked into StrideUp, we saw that they offer a strong halal alternative to traditional mortgages in the UK. Their Sharia-compliant Home Purchase Plans (HPP) let people buy a home without going against their faith.
Based on what we’ve heard, StrideUp is open and adaptable by offering clear steps and flexible payment plans, helping buyers who don’t fit traditional lender criteria.
Customers always talk about how helpful and responsive the team is. Advisers help you with everything from filling out the application to getting the keys, which makes the whole thing a lot less stressful.
The plans are straightforward, with clear payment schedules and the option to make extra payments without any penalties.
Some reviews note that rates are higher than standard high-street mortgages, which could concern cost-conscious buyers.
There have also been some small communication problems with solicitors, but these are usually fixed quickly.
Outstanding support and genuine understanding from StrideUp
“After an unfortunate experience with Gatehouse, we made a DIP with StrideUp. It has been less than a week, and we have already been blown away with the support, care, and professionalism that we have received.
The initial process was simple and offered confirmation of appointment, which was much better than being left in the dark and waiting for a call day in and day out. After explaining our circumstances, we managed to get an earlier appointment.
The support team is exemplary, and I cannot thank them enough for their patience and understanding, especially considering I am too Type-A for my own good! Monsur was exceptional.
I immediately felt at ease, and he was outstanding in helping us speed our
process up and catch up to where we should be by now.
It felt extremely reassuring to be in touch with someone genuine who understands our faith and culture, and used terminology which was reassuring and easy to understand.
We look forward to the coming journey with StrideUp.“
– Mina M., Google review